A Lender You’ll Trust
Running a business since 1957, Fairway Loans is really an independently owned, household run lender that is direct maybe maybe not home financing broker.
Our A+ rating using the bbb is just a testament to the commitment to serving our clients and dealing with individuals the way that is right.
 Making Loans Since 1957
It’s Not Hard To Apply
Call and speak with your loan originator, Jarrod Menta.
Jarrod can respond to all of your questions, and offer you everything you’ll want to produce a great borrowing choice.
Loan Quote
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Affordable Re Re Payments Fixed Rates No Prepayment Penalty
See the terms and conditions
Forward Us A Message
“Dear Jarrod and all sorts of the Staff at Fairway,
Many thanks plenty for the loan that is outstanding Services customer care. Your company to our experience over the past 15-years happens to be amazing.
Your Loan Service has been Stress-Free and accomodating. We now have, and certainly will continue steadily to suggest your business. Once more, many thanks. Whenever we find ourselves looking for that loan once again, we’ll definetly call your company. “
Luzerne, PA 18709
Lansdale, PA 19441
Certified by PA Dept of Banking
Equal Housing Lender
HOURS
Mon | 9am to 5:15pm |
Tues | 9am to 5:15pm |
Mon | 9am to 5:15pm |
Wed | 9am to 5:15pm |
Thu | 9am to 6pm |
Fri | 9am to 5:00pm |
Sat | By Appointment |
Sun | Closed |
Fairway Loans Find Out More
Our Provider Area
Fairway Loans is certified which will make loans in Pennsylvania.
We generally service the counties that are following.
However for the right deal, we are going to think about other opportunities in Pennsylvania, therefore please give us a call!
Minimal Loan Amount
The minimal loan quantity is $10,000.
Real Estate Secured
All of the loans we make at Fairway Loans are secured with a few variety of real-estate. It may be a primary residence, a second residence, a leasing home, vacant land, or perhaps a commercial home.
No Credit Check Always
We usually do not pull your credit file, and then we shall perhaps maybe maybe not understand your credit history, https://paydayloansgeorgia.org online so don’t be concerned regarding the credit. We state yes whenever others say no!
Contact Us To Use 570-288-4535
Fairway Loans Personal Utilize Loans
Approval for the Personal Use Loan is based mostly on two facets:
1. You have got enough equity in your premises to secure the loan adequately.
2. It is possible to illustrate that you have enough income to settle the mortgage.
No Credit Check Always
We shall never pull your credit file, and we’ll maybe perhaps not understand your credit history.
Evidence of earnings
Federal and state guidelines require that individuals verify your capability to settle the mortgage. Consequently, we shall request you to show your earnings, generally speaking together with your many pay that is recent along with your W2 from just last year. Work with your self? You may many need that is likely offer us along with your tax statements. Every situation varies. Give us a call for more information!
Proof of Debts
With a written listing of all of your debts because we do not pull your credit report, we will ask you to provide us. The authorities calls for that individuals verify those debts. Consequently, we shall request you to offer us most abundant in present payment statement for every single associated with the listed debts. An email of care, it’s a crime that is federal punishable by as much as a $1,000,000 fine and two decades in jail, to commit home loan fraudulence. Whenever we request you to record the money you owe, we depend on you to not ever keep anything down.
Underwriting
As we have actually evidence of your earnings as well as your debts, we are going to glance at the numbers and also make certain that there is certainly a likelihood that is reasonable you’ll pay for to settle the mortgage. Because Fairway is really a private, “small-entity” loan provider, federal legislation provides more freedom with this underwriting directions. Broadly speaking, then we can help if your debt-to-income ratio is less than 50. But often we can increase, so please phone to learn more!
Property Inspection
We’re going to make an inspection that is full of home on offer because the safety for the loan. There was never an expense to you personally because of this examination. But please be encouraged that it is not an assessment or even a valuation.
Title Insurance
After the examination is performed as well as the loan is authorized, we shall give you that loan Commitment Letter, wherein Fairway commits to causing you to the mortgage. You shall simply just take this page to a title business of one’s selecting. The name business will search your deed to ensure that you have actually good name to your home. Fairway will help a title is found by you business in your area. Fairway will coordinate together with your name business to create the closing date to get you the funds you want.
Give Us A Call To Apply
Fairway Loans Company Utilize Loans
Approval for the Business utilize Loan is mainly according to one element:
You have got enough equity in your premises to secure the loan adequately.
Evidence of Earnings Not Essential
Whenever money that is borrowing a verifiable company usage, you don’t need to show your earnings.
No Credit Check Always
We will never ever pull your credit history, and we’ll perhaps perhaps maybe not understand your credit score.
Underwriting
Broadly speaking, the financing choice is created strictly in relation to the worthiness of this security.
Property Inspection
We shall produce a complete examination of this home to be had because the safety when it comes to loan. There is certainly never ever a price for your requirements with this examination. But please be encouraged that this isn’t an assessment or a valuation.
Title Insurance
When the assessment is completed plus the loan is authorized, we will give you that loan Commitment Letter, wherein Fairway commits to making you the mortgage. You shall simply take this page up to a name business of one’s selecting. The name business shall search your deed to ensure that you have good name to your premises. Fairway will allow you to to get a name business in your town. Fairway will coordinate using the title business to put together the closing date and acquire you the income you’ll need.
Give Us A Call To Apply
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